WELCOME TO WRIGHT INVESTMENT

WRIGHT INVESTMENT SERVICES

There are a few opportunities in life that let you significantly grow your wealth. Investing is one of those opportunities. If you invest properly, you can achieve both your short-term and long-term goals including setting yourself up for retirement. Wright Financial gets to know you and helps to determine your financial and lifestyle goals. We discuss your level of comfort with risk profiling to design an investment strategy that is best for you. Our Authorised advisers have more than 20 years of experience helping clients increase their wealth.

ABOUT WRIGHT INSURANCE

Wright Financial Solutions Ltd is a family owned business that provides personalised and professional financial and insurance services. 100% New Zealand Owned with 20 plus years’ experience, Wright Financial Solutions is a family of professional advisers providing financial solutions that include protection, for today and tomorrow.

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THE ADVICE PROCESS

There are several stages to the Wright Financial Solutions Ltd advice process, beginning with a discovery “Let’s talk” phase where your adviser will do more listening than talking.

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OUR SERVICES

THE PROCESS

Wright Financial will walk you through a step by step process to get the best investment structure to achieve your goals.

Let’s talk and understand

Establish your tolerance
to Financial Risk

Research and Build
your Financial plan

Analyse and Evaluate your
recommended Plan together

Implement your
Financial Plan

Review Your Plan regularly
to meet your Goals

Step 1: Let’s talk

Wright Financial advisers get to know you, determining what you want to achieve and how you want to achieve it.

Step 2: Establish your tolerance

Once our advisers will assess your personal risk profile and your financial objectives, we create a customised investment portfolio.

Step 3: Research and Build

With over 20 years in the financial industry, our adviser has the experience and the partnerships to provide you with the best investment options.

Step 4: Analyse and Evaluate

Personalised service delivered by Authorised financial advisers determines the only appropriate investments that make it into your portfolio. We use a rigorous product selection process to define your specific investment requirements to achieve your financial goals.

Step 5: Implement

Once Wright Financial has worked with you to determine the best investment structure for your goals, we implement the plan on your behalf.

Step 6: Review

Wright Financial advisers offers regular reviews with the ability to have online access to reports as well as full reports every quarter and an annual tax report to large portfolio investors. Portfolio details are available upon request at any time.

INVESTMENTS

Our Authorised Financial Adviser will listen to you. We know that not everyone is comfortable risking their money. We know that each situation is different and there are many reasons to invest. It could be short term gains; it could be investing for your retirement, no matter what the objective, we listen to what you want to achieve and how you want to achieve it. We pair that combination together to provide you with investment structure options tailored to your needs.

Wright Financial Solutions can either build a custom portfolio or help you with a selected portfolio.

Custom Portfolios

When you want an investment tailored to your individual needs, a Wright Financial adviser can construct a custom-built portfolio using any combination of securities that we select based on your outlook and goals. We tailor an investment solution from an array of options across the following asset categories:

Cash
Fixed interest
Australasian shares
Global shares
Property
Alternative investments

Selected Portfolios

Selected portfolios are constructed to fit the needs of different investor profiles from conservative to growth objectives. If you prefer a selected portfolio, Wright Financial Solutions will discuss your objectives and your risk tolerance to determine which investor profile you fit. The performance of these portfolios are continually monitored by JMIS, and adjusted if manager performance or investment circumstances change.

Note: The Selected Portfolios are a Discretionary Investment Management Service (DIMS) under the Financial Markets Conduct Act 2013. Select Wealth has obtained a licence from the Financial Markets Authority to provide DIMS.

KiwiSaver: Save More With Employer Contributions

Most of us are dreaming about our retirement. When we think about retirement we think of vacations and leisure time. In most cases, it takes more than just your New Zealand Superannuation to live comfortably. To maintain your current lifestyle, sign-up for the KiwiSaver scheme. It is a voluntary based savings scheme created by the New Zealand government that helps you to save more. You take a percentage (3%, 4%, or 8%) off your gross salary and automatically contribute it into your KiwiSaver account. Your employer must match your contribution, by at least 3% of your gross income, helping you to save more than you could on your own.

Managed Funds: Invest Monthly For Your Future

Invest as little as $250/month to get started achieving your financial goals with Managed Funds. Regular contributions minimise your risk by investing over time and purchasing more units when the price is down and fewer when the price is high. Wright Financial will help you to choose from a selection of investment funds such as the New Zealand Equities Fund, Australasian Equities Fund, Global Equities Fund, NZ Fixed Interest Fund, Australasian Fixed Interest Fund, and the Listed Property Funds.

Investing During Retirement: Don’t Stop Investing When You Stop Working

Often when Kiwis retire we receive a large lump sum from the sale of a business, farm, or superannuation. You can invest the lump sum, and in many cases, live off the interest, while retaining the bulk of your capital. Make your money earn more by investing during your retirement. The extra money will allow you to enjoy your time off vs. worrying about money or inflation. Plus, Wright Financial can ensure that you choose an option that does not tie up your funds, so that if you should want or need to access it, you can.

Long-Term Investments: Investing for the Long Haul

Investments more than 5 years are considered long-term investments. You can be a bit riskier when you are investing over a longer period because you can ride the market out until it is more profitable. We suggest you invest early and consistently. When you choose to invest early, you can compound your money to grow it quickly. Long-term investments have plenty of choices available to you, a Wright Financial adviser can help you to wade through the options and develop a solid investment plan.

Medium-Term Investments: When You Have 3 To 5 Years to Invest Your Money

If you can invest for more than 3 years but less than 5 years, you are looking at a medium-term investment. You will likely earn a higher interest rate compared to a short-term investment, plus you have additional options to choose from, like equity funds and mortgage/property funds/fixed interest funds. Work with Wright Financial to get competitive rates and the best investment structure options.

Short-Term Investments: Make Your Money Work While You Wait For The Next Big Opportunity

Not all investment goals are just about your retirement. Short-term investments (on-call to 24 months) help you to make money quickly. Often short-term investments are then used for longer term opportunities like purchasing a property or a business. Wright Financial will help you decide from a selection of on-call options and term deposits to help you maximise the interest rate you can earn. Short-term investments tend to earn less interest than longer term investments, but they can help you achieve your long-term goals.

Wright Financial helps you to determine the best investment structures for you, but we do not provide direct advice for Share portfolio investing. We have relationships with share portfolio advisers. If you require advice on share portfolio investments, we will provide you with a referral.

With over 20 years’ experience providing independent professional financial advice in the areas of Insurance, Investments, and Home Loans.

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